Property

Deep market know-how that ensures strong property coverage

Our experienced team prefers to offer lead terms, though we do also participate in a follow market capacity when necessary. Our appetite in the Direct and Facultative market is for Non Proportional, generally excess of loss placements, though a small amount of Full Value is also written. We participate on Open Market, Binders, and Lineslip placements where we deem these accretive to our overall distribution.

We offer a worldwide insurance solution for our clients, with a specific focus on the Asia Pacific and European regions. We write across a broad range of industries, whether that be the simpler risks such as office blocks or the heavier, more technically complex industries such as mining and mineral processing.

Our underwriting presence and knowledge is accessible from Lloyd’s box 123 on Gallery 1. Offering standard Lloyd’s market wordings or bespoke coverage, these can be written stand-alone or in conjunction with other classes.

Protects the directors or officers of a company against their personal liability that arises out of them acting in this capacity. This includes defense costs, settlements, and judgments resulting from claims received alleging a wrongful act. In addition, the cover will include the costs of attendance at official investigations, emergency regulatory response costs, long term cover for retired directors and outside board positions cover. The company can also be covered where it indemnifies the director or officer, or for securities claims.

Coverage

All Risks of Physical Loss or Damage including Natural Perils. We write Machinery Breakdown only in conjunction with property risks. We are able to quote standalone DIC/Natural perils only. We are able to design new policy forms and are pleased to be able to assist the broking community in structuring new products for the London market.

Geography

Worldwide excluding USA where the US makes up more than 50% of TIV. Focus is on EMEA and Asia Pacific.

Occupancies

We write a broad range of occupancies from Health Services /Hospitals, Universities and Colleges, Municipalities, Multi-family residential buildings, through to Pharmaceutical manufacturers, Hospitality/Gaming, Real Estate, Infrastructure, Telecommunications, Automotive manufacturing, Aerospace and Defence, Oil and Gas Distribution and Storage and Mining.

Lineslips/ Facilities

We participate on medium/high hazard lineslips in the Asia Pacific and European regions where doing so enables portfolios with a degree of homogeneity to come to the London market that otherwise would not do so.

Delegated Authority

We write a delegated authority book focused on the territories of the world where Lloyds is licensed. This includes; UK, Europe, Australia, New Zealand, Canada, Hong Kong.

We target non-industrial occupancies within this portfolio.