- Coverage available for manufacturers, distributions, importers and contractors for discontinued products or operations resulting from mergers, acquisitions or business closings.
- Up to 5 year policy term
- Available on Occurrence or Claims-Made basis
- $25K minimum premium; Non-admitted paper
Prior Acts (Nose) Coverage
- Avoid coverage gaps when converting from Claims-Made to Occurrence trigger
- Conversion available in one policy period or spread over multiple policy periods to lighten additional premium impact
- Non-Admitted paper during conversion with Admitted paper available in subsequent policy periods
Large Deductibles/SIR’s
- Self Insured Retentions and Large Deductibles from $25,000 to over $1,000,000 available
- Admitted paper available
- 10 pre-approved TPA’s with ability to evaluate others as needed
Commercial Project-specific policies (No West Coast or NY)
- Apartments, municipal buildings, street/road/bridge projects, etc.
- GC-only, Owners interest-only or combined GC and Owner
- Up to 10 years extended completed operations
- Up to 2 year term
- $25K minimum premium; Non-Admitted Paper
Commercial Contractors performing Residential work (No West Coast or NY)
- Residential work up to 50% of Insured’s operations; Repair/remodel only
- Admitted paper available
- Subcontractors only; Sample classes: carpentry, plumbing, roofing, electrical, HVAC, concrete, painting, etc.
Commercial Contractors on the West Coast
- GC’s or Subs performing non-structural operations. Sample classes: utility, street/road, ornamental steel, sewer/water/gas main, traffic control, demolition, excavation, sign erection, painting, etc.
- Admitted paper available
- No Colorado, no residential, no vertical/building GC’s
Crisis Protection Coverage – New in October, 16 for Excess
- Coverage for Crisis Protection Expenses at an Aggregate Limit of $250,000 and Crisis Protection Loss Aggregate Limit of $50,000.
- Pre-approved panel of Crisis Protection firms.
- Automatically attaches to all new and renewal policies at no additional premium.
Multinational, Pollution & Large Limit Excess Capabilities
- With the assistance of our other Divisions, seamless quotes can be coordinated to offer broad Foreign, Pollution, and Excess limits up to $25M as an addition to our GL coverage