Medical Stop Loss

Protection for employers that self-fund their medical benefits plan

Our Medical Stop Loss program offers flexible underwriting with multiple plan options, competitive rates and terms and superior claim service. Everest Insurance®’s experienced team of underwriters work collaboratively with clients to develop the right Medical Stop Loss solutions to meet their unique needs.

• Coverage features

  • A+ rated by AM Best − Superior financial security
  • Block underwriting full range of contract options for customized stop loss solutions including:
    • Aggregating specific deductibles to help reduce fixed costs
    • Specific advances to assist employers with cash flow
    • Terminal liability covers outstanding claims if the plan terminates
  • No new laser rate ap option providing risk and rate stability at renewal 

   

• Client profile

  • Employers with self-funded health plans

• Capacity

  • Unlimited limits for specific stop-loss
  • Limits up to $1 million for standard aggregate stop-loss with higher limits available